Family owned & operated in Mesa, AZ since 2012 · ROC# 332967 · Licensed · Bonded · Insured Call or text (480) 210-9328

Pool Financing · Builds, Remodels & Repairs Dream pool. Monthly payment.

You don't need a pile of cash to fix, refresh, or build the pool your family wants. We work with multiple lending partners so your project can fit into a monthly payment — on builds, remodels, and even equipment.

Family enjoying a financed backyard pool
Why homeowners finance

Keep your savings. Get your summer.

Start Sooner

Swim this season instead of saving toward "someday." Projects can start as soon as financing is approved.

Keep Cash In Reserve

A monthly payment keeps your emergency fund intact — your pool shouldn't drain your safety net.

Bundle The Whole Project

Resurface, tile, decking, and equipment in one financed project instead of piecemeal fixes over years.

Multiple Lending Partners

We work with several pool-experienced lenders — different terms, different strengths — and help you find the right fit.

Works For Any Size Job

New builds, full remodels, chem washes, and equipment replacements — financing isn't just for six-figure projects.

Pair It With Phases

Finance phase one now, plan phase two later. Your budget sets the pace either way.

Straight talk

Four steps from quote to approved.

We've helped homeowners finance everything from smaller repairs to full custom builds. The process is simpler than most people expect — and you're never locked in just for asking.

01

Get Your Quote

Line-itemed, so you know exactly what you're financing.

02

Match A Lender

We point you to the partner that fits your project size and situation.

03

Apply Direct

You apply with the lender — quick applications, decisions often within days.

04

We Get To Work

Approval in hand, your project goes on the schedule.

Straight talk: financing isn't for everyone.

Paying cash? Great. Want to remodel in phases instead of borrowing? We'll build that plan with you. Financing is a tool we offer, not a pitch we push — and we'll never structure a quote to steer you toward a loan. Whatever gets your family swimming, that's the right answer. That's the American Heritage Pool Co. way.

Ask About Financing
How it works

Lending partners who know pools.

01

Acorn Finance

Fast marketplace matching for projects of all sizes — compare multiple offers from one application.

02

Viking Capital & Lyon Financial

Pool-specialty lenders with decades in swimming pool projects — built for new builds and big remodels.

03

More Options

Additional partners for specific situations — we'll point you to the right door instead of making you find it.

04

Your Bank Works Too

HELOC or credit union loan? Bring it — we're happy to work with whatever financing you arrange yourself.

What families finance

Real projects, real payments.

Financed pool remodel project
Financed Full RemodelResurface + tile + decking bundled into one monthly payment
Financed custom pool build
Financed New BuildComplete custom pool — from approval to first swim
Word travels

Real customers. Real reviews.

★★★★★

"I needed my pool replastered and tile work. This is a smaller scale job that can be difficult to find a company to complete, but the team at American Heritage gave the project the same time and consideration as a large scale project. They did a great job for a good price on schedule. I would recommend this company to anyone!"

Karla C.Google Review — "good price on schedule"
★★★★★

"We had American Heritage Pools remodel our 20 year old pebble tec pool. Jason and his whole crew did an amazing job. They were clean and efficient. Work was done in a timely fashion and the pool turned out beautiful. If you are looking to have a new pool build or remodel, I highly recommend American Heritage Pools."

Good questions

Financing FAQ

What can I finance?

Just about everything we do — new pool construction, full remodels, pebble resurfacing, chem wash and tile cleaning packages, and equipment replacement. If it has a quote, it can usually have a payment.

Does applying affect my credit?

Many of our lending partners offer pre-qualification with a soft credit check that doesn't impact your score, with a full credit check only when you move forward. Each lender's process differs — we'll point you to the details before you apply so there are no surprises.

What are the rates and terms?

Rates and terms vary by lender, project size, and your credit profile — so we won't publish numbers that might not apply to you. The lenders lay out your exact options during pre-qualification, before you commit to anything.

How fast is approval?

Applications typically take minutes, and decisions often come back within days. Once you're approved, your project goes straight onto our schedule.

Can I finance part of the project and pay cash for the rest?

Absolutely. Plenty of families put savings toward the project and finance the remainder — or finance phase one and pay cash for phase two later. We'll structure the quote however works for you.

Do I have to use your lenders?

Not at all. HELOC, credit union loan, cash — we work with whatever financing you bring. Our partners are there to make it easy, not mandatory.

Keep reading

Related guides.

Free quote

Tell us about your project.

Takes about a minute, and it lands directly with our team. No need to leave this page. Prefer talking? (480) 210-9328 — call or text anytime.

Your pool is closer than you think.

Get your free quote, see your financing options, and find out what monthly payment your project actually pencils out to. Zero pressure, zero obligation.

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